Life insurance offers a range of death benefit protections, spousal coverage, and cash-value accumulation features for a variety of needs. Life insurance is also used as an important estate planning tool, helping to ensure that your beneficiaries and heirs aren’t burdened with an unnecessary tax liability.
After a careful analysis of your situation and objectives, Wealth Achievers in Barrie, Ontario can help you obtain the coverage that addresses your needs, working with the most reputable insurance companies in the country.
The ability to work and generate an income is your most important asset. Protecting it is paramount to pursuing both short- and
long-term financial goals. Disability insurance helps guard your income and lifestyle from unexpected interruptions during your working years. Adequate disability coverage can ease the burden of lost income or wages while you recover from an accident or illness.
It can also help prevent the depletion of savings or being forced to sell investments at an inopportune time to raise cash for living expenses. We work with Canada’s leading insurance providers to tailor income-replacement coverage to your specific needs, adding the features that are most important to you and your family.
This offers the financial help to pay the costs associated with life-altering illnesses. If you become sick with a covered illness on your policy and survive the waiting period, you’ll receive a lump-sum cash payment.
You can then use your benefit to maintain financial stability, access leading edge medical services or to aid your recovery how you see fit. Together we can determine the best provider for you as each company provides different features and benefits.
It’s easy for us to take our ability to perform day-to-day activities for granted. As we get older, this can certainly change. As you continue to build and review your retirement plans, it’s very important to consider your future health care needs. Long-term care insurance provides an income-style benefit if you become unable to care for yourself due to aging, an illness, accident or deteriorated mental abilities.
The money is for you and your family to use as you wish which gives you more control and choice while helping to protect your savings and income. Long-term care services are not part of the Canada Health Act and government subsidized care is very limited.